I work at the intersection of FinTech, Agentic AI, Web3, digital innovation and technology commercialisation, combining academic research with teaching, venture building and industry engagement.

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I am an Associate Professor in FinTech, AI and Digital Technologies at the Asian Institute of Technology (AIT) and a Visiting Senior Lecturer at the University of Strathclyde. Over the past decade, I have worked across universities, business schools and industry in the UK, Europe, Asia and Canada, with research and teaching focused on emerging technologies and their application in business and financial services.

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Alongside academia, I am the Founder of LayawayGo, a Scottish fintech start-up, an AI-enabled Save Now, Buy Later FinTech venture, and I continue to work on applied projects involving AI agents, intelligent workflows, blockchain/Web3, digital platforms, intellectual property and technology commercialisation.

My work is driven by a simple question: how can emerging technologies move beyond research and experimentation to create useful, scalable and commercially meaningful applications?